Few of us would think twice about insuring our homes, our cars and even our pets, but insuring our health remains unhealthily low on our priorities.
However, with the NHS failing to meet growing demand, and unlikely to ever be able to do so again, taking out private medical insurance (PMI) should be a serious consideration.
More than a million people are now waiting to be admitted to hospital for NHS treatment. On top of this there’s also nearly half a million people who have been waiting for longer than 13 weeks to see a specialist before they can even join the waiting list.
With PMI you have the peace of mind of being able to see a specialist and receive the treatment you need, when you need it, rather than when you reach the top of a waiting list. And, for treatments that aren’t urgent, there’s the extra convenience of being able to choose when you want to be seen.
PMI also means greater choice over where you’re treated. Not only will you be able to opt for the best hospital for the treatment you need, but you will also be able to choose one that makes it easy for your friends and family to visit. And, if you do need to stay in hospital you can be sure that the private room will ensure you have plenty of rest, helping you recover quicker.
PMI is also a valuable business tool. As employees can receive treatment quickly, and at a time that’s convenient, an employer can ensure that their work force is healthy and fit for work. It’s also an extremely well received employee benefit.
Private medical insurance need not be prohibitively expensive. Did you know that cover for a family of three can be obtained from as little as £30 per month depending upon the policy you choose?
Given the advantages of private cover over the NHS you and your family could be protected for less than the average cable TV subscription. Can you afford not to have this insurance considering the bleak outlook for state funded care?
With Private Medical Insurance you have the peace of mind of being able to see a specialist and receive the treatment you need, when you need it, rather than when you reach the top of a waiting list.